2026 Conforming Loan Limits

The 2026 conforming loan limits are now available available throughout the United States. Loan limits are set every year by the Federal Housing Finance Agency (FHFA) and are based on median home prices. Conforming loan limits help make homes more affordable and represent the size of mortgage loan that the federal government will back. Select your state and county to view current loan limits and send us a message if you have any questions.

Review County Loan Limits - Select Your State

Select your state to view conforming loan limits for every county. 
Colorado
Washington

Sample Loan Limits for 2025

County NameStateOne-Unit
Limit		Two-Unit
Limit		Three-Unit
Limit		Four-Unit
Limit
Alameda CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
Contra Costa CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
Los Angeles CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
Marin CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
Monterey CountyCA$994,750$1,273,450$1,539,350$1,913,000
Napa CountyCA$1,017,750$1,302,900$1,574,900$1,957,250
Orange CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
San Benito CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
San Diego CountyCA$1,104,000$1,413,350$1,708,400$2,123,100
San Francisco CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
San Luis Obispo CountyCA$1,000,500$1,280,850$1,548,250$1,924,100
San Mateo CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
Santa Barbara CountyCA$941,850$1,205,750$1,457,450$1,811,300
Santa Clara CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
Santa Cruz CountyCA$1,249,125$1,599,375$1,933,200$2,402,625
Sonoma CountyCA$897,000$1,148,350$1,388,050$1,725,050
Ventura CountyCA$1,035,000$1,325,000$1,601,600$1,990,450
Adams CountyCO$862,500$1,104,150$1,334,700$1,658,700
Arapahoe CountyCO$862,500$1,104,150$1,334,700$1,658,700
Boulder CountyCO$879,750$1,126,250$1,361,350$1,691,850
Broomfield CountyCO$862,500$1,104,150$1,334,700$1,658,700
Clear Creek CountyCO$862,500$1,104,150$1,334,700$1,658,700
Denver CountyCO$862,500$1,104,150$1,334,700$1,658,700
Douglas CountyCO$862,500$1,104,150$1,334,700$1,658,700
Eagle CountyCO$1,249,125$1,599,375$1,933,200$2,402,625
Elbert CountyCO$862,500$1,104,150$1,334,700$1,658,700
Garfield CountyCO$1,209,750$1,548,975$1,872,225$2,326,875
Gilpin CountyCO$862,500$1,104,150$1,334,700$1,658,700
Grand CountyCO$883,200$1,130,650$1,366,700$1,698,500
Jefferson CountyCO$862,500$1,104,150$1,334,700$1,658,700
Lake CountyCO$1,092,500$1,398,600$1,690,600$2,101,000
Moffat CountyCO$1,089,050$1,394,200$1,685,250$2,094,350
Park CountyCO$862,500$1,104,150$1,334,700$1,658,700
Pitkin CountyCO$1,209,750$1,548,975$1,872,225$2,326,875
Routt CountyCO$1,089,050$1,394,200$1,685,250$2,094,350
San Miguel CountyCO$994,750$1,273,450$1,539,350$1,913,000
Summit CountyCO$1,092,500$1,398,600$1,690,600$2,101,000
Monroe CountyFL$990,150$1,267,600$1,532,200$1,904,150
King CountyWA$1,063,750$1,361,800$1,646,100$2,045,700
Pierce CountyWA$1,063,750$1,361,800$1,646,100$2,045,700
Snohomish CountyWA$1,063,750$1,361,800$1,646,100$2,045,700

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