2025 Loan Limits for Orange County, California

Orange County remains one of California’s most competitive housing markets. For 2025, updated loan limits make it easier to finance homes using FHA, conventional, and high-balance loans. Here’s a breakdown of what you can borrow.

Orange County 2025 Loan Limits

Property Type Conventional FHA
1-Unit $1,149,825 $1,149,825
2-Unit $1,472,250 $1,472,250
3-Unit $1,779,525 $1,779,525
4-Unit $2,211,600 $2,211,600

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